Housing Assistance Program: The Department of Defense (DOD) is proud to offer the Homeowners Assistance Program (HAP) to eligible service members and federal civilian, including non-appropriated fund, employees. The program is authorized by law, and administered by the US Army Corps of Engineers (USACE) to assist eligible homeowners who face financial loss when selling their primary residence homes in areas where real estate values have declined because of a base closure or realignment announcement. There is also an Expanded HAP Program offers assistance to wounded warriors, surviving spouses, and service members PCSing. Go to the HAP web site for more information and application instructions. • Download the brochure for the Expanded HAP Program • Download the brochure for the Conventional HAP Program

Download the following booklets from USAA Educational Foundation: Buying Or Refinancing A Home Prepares you for the complex decisions you will have to make when deciding to buy a new home or refinance an existing home. Selling A Home Outlines marketing strategies to help you close the deal on your existing home. Renting A Home Guides you through the process of choosing the right rental property. From USAA Educational Foundation: a non-profit organization, providing Good Information for Good Decisions.SM

Pick-up your FREE copy of these materials at the Airman & Family Readiness center or download a copy from USAA Education Foundation (www.usaaedlfoundation.org) by using the links above. You will need Adobe® Acrobat® Reader® to view the PDF.

VA Home Loans - From Department of Veterans Affairs (www.homeloans.va.gov)

VA Homes for Sale - Use this search engine to find information regarding Department of Veterans Affairs (VA) acquired property listings.

Buying, Selling, Renting and more info - From Department of Housing and Urban Development (www.hud.gov)

Buying and Owning a Home - From Freddie Mac (www.freddiemac.com): they initiate community development lending projects and promote consumer education to improve financial literacy.

What's My Home Worth? - From www.Zillow.com: an online real estate service dedicated to helping you get an edge in real estate by providing you with valuable tools and information.

Free How to Buy a Home Course - From Utah State University (extension.usu.edu/hbe/htm/lessons)

Buying and Selling a Home - From Military OneSource (www.miliitaryonesource.com)

Your Path to Homeownership - From Ginnie Mae (www.ginniemae.com): they help make affordable housing a reality for millions of low- and moderate-income households across America.

Real Estate Law - From ARELLO.com: the Association of Real Estate License Law Officials, comprising the official governmental agencies and other organizations around the world that issue real estate licenses/registrations in addition to regulating real estate practice and enforcing real estate law.

Real Estate Listings - From Realtor.com: the official site of the National Association of Realtors.

Find a Lender - From Fannie Mae (www.fanniemae.com): a shareholder-owned company that exists to expand affordable housing and bring global capital to local communities in order to serve the U.S. housing market.

Home Mortgages & Refinancing - From Military OneSource (www.miliitaryonesource.com)

Compare Mortgage Rates - From Bankrate.com: the web's leading aggregator of financial rate information.

Compare Mortgage Rates - From HomeFair.com, part of Move, Inc. : the leader in online real estate, is the essential resource for consumers seeking the information and connections they need before, during and after a move.

Compare Mortgage Rates - From MortgageLoan.com: they publish free news and features about all aspects of the mortgage process and financial industry, including online interest rates, mortgage rate quotes, various tools and calculators.

Check Home Sale Prices - From Domania.com: a consumer real estate web site.

Find a Real Estate Professional - From Mil-Homes.com.

View Housing Guides for Various Sites - From Housing Guides of America magazine. (www.housingguides.com)

Automated Housing Referral Network (AHRN) - (www.ahrn.com) a FREE, self-service web site to assist service members make more informed living decisions. They can search for available housing around Ellsworth (or their new base) that suits their needs, post a rental, sell a home or advertise for roommates.